American Express Rewards Gold Card

Apply for American Express Rewards Gold Card Now

Raised the bar on the gold standard: Buy ordinary things. Earn extraordinary rewards —faster than you ever imagined — with the American Express Rewards Gold Card

• Earn points redeemable for brand-name shopping, entertainment, and exciting travel rewards — every time you make a purchase with the Card
• Your points never expire
• No pre-set spending limit and Access to Gold Card Events
• Free Shipping and Handling and Protection for the things you buy
• Offers Global Assist® Hotline with unparalleled customer service
• Detail year-end summary for all charges
• All of this and more is included in the $90 annual fee!

The American Express® Rewards Gold Card is a charge card and is an ideal card for those who can afford to pay in full each month and want to avoid accumulating credit card debt, as often can be the case with revolving balances and high interest rates.

Although the payment structure is different as compared to other unsecured credit cards, the charge card does share similar benefits and services; such as auto insurance, travel accident insurance, discounts at participating retailers, buyers assurance plan, and a purchase protection plan (see website for additional benefits).

In addition to the services provided by the standard American Express® Rewards Green Card, the gold card offers free shipping and handling on select online and catalog purchases and special discounts/advance purchases for various entertainment related tickets (referred to as ‘Gold Card Events’).

Cardholders also have access to the Membership Rewards Options program for no additional fee where points can be redeemed for various services and products. The Membership Rewards Options program is by far one of the best reward programs offered in the credit card industry, due to the variety of rewards offered and the no yearly limit and no expiration policy for earned points.

Although the card does come with a high annual fee of $90 and an additional cardholder fee of $35, those who can take advantage of the many benefits and services provided by American Express®, especially frequent travelers who take advantage of the Membership Rewards Options program, will benefit most from the card, as earned points can be combined with various frequent flyer accounts.